A:LINK, A:VISITED { text-decoration:none;}
A:HOVER {color : #12185F; text-decoration:NONE;}

.body10 { font-family : verdana, arial, Helvetica, sans-serif; font-size : 10px; color:12185F}
.body11 { font-family : verdana, arial, Helvetica, sans-serif; font-size : 11px; color:12185F}

.copyright { font-family : verdana, arial, Helvetica, sans-serif; font-size : 10px; color:8284A0}
.copyright a:link {color: #8284A0}
.copyright a:visited {color: #8284A0}
.copyright a:active, .copyright a:hover {color: #12185F}

.smalllinks { font-family : verdana, arial, Helvetica, sans-serif; font-size : 10px; color:12185F}
.smalllinks a:link {color: #12185F}
.smalllinks a:visited {color: #12185F}
.smalllinks a:active, .smalllinks a:hover {color: #FF0000}

.subnav { font-family : verdana, arial, Helvetica, sans-serif; font-size : 10px; color:FFFFFF}
.subnav a:link {color: #FFFFFF}
.subnav a:visited {color: #FFFFFF}
.subnav a:active, .subnav a:hover {color: #272D7B}

.body11subnav { font-family : verdana, arial, Helvetica, sans-serif; font-size : 11px; color:FFFFFF}
.body11subnav a:link {color: #FFFFFF}
.body11subnav a:visited {color: #FFFFFF}
.body11subnav a:active, .body11subnav a:hover {color: #272D7B}





.body12 { font-family : verdana, arial, Helvetica, sans-serif; font-size : 12px; color:12185F}
.body10white { font-family : verdana, arial, Helvetica, sans-serif; font-size : 10px; color:FFFFFF}
.body11white { font-family : verdana, arial, Helvetica, sans-serif; font-size : 11px; color:FFFFFF}
.body12white { font-family : verdana, arial, Helvetica, sans-serif; font-size : 12px; color:FFFFFF}
.nav { font-family : verdana, arial, Helvetica, sans-serif; font-size : 11px; color:FFFFFF}
.topnav { font-family : verdana, arial, Helvetica, sans-serif; font-size : 11px; color:F27925}

P {margin-top: 9px;}
ul {margin-left:16px; margin-top: 7px; margin-bottom: 7px; line-height=15px}
LI {margin-left:0px; margin-top: 3px; margin-bottom: 0px; line-height=15px}
.nav:HOVER {color : #FFFFFF;}